Loan Programs
Super Jumbo No Doc
WP105
Property type
1-4 Units, Condo, PUD
Loan Amount
$300,000 - $13,000,000
Min DSCR Max LTV Min FICO
Not required 70% Not required
Asset
Stated Asset
Employment/Income
Not required
Eligible Entity
Individual, Trust, LLC, Corporation
Reserve
48 months of P+I
Elite VOE/P&L/Bank Stmt
EVOE / EPNL / EBS
Property type
1-4 Units, Condo, PUD
Loan Amount
$150,000 - $2,500,000
Max DTI Max LTV Min FICO
49.99% 80% 660
Asset
1 mo. seasoning
100% gift (including reserves)
Income Doc
VOE only OR
CPA signed P&L only OR
12 mo. personal/business bank stmt.
WMB No Doc
WP205
Property type
1-4 Units, Non-warrantable Condo, PUD
Loan Amount
$300,000 - $5,000,000
Min DSCR Max LTV Min FICO
Not required 70% Not required
Asset
Stated Asset
Employment/Income
Not required
Eligible Entity
LLC, Corporation
Reserve
36/42/48 months of P+I
Elite DSCR
EDSCR
Property type
1-4 Units, Non-warrantable Condo, PUD
Loan Amount
$150,000 - $2,000,000
Min DSCR Max LTV Min FICO
0.00 75% 660
Asset
1 mo. seasoning
100% gift (including reserves)
Income Doc
None
16
loan programs
36
US states
$2.0b
funded
about us
One of the largest private lenders in California, Wholesale Mortgage Bankers, was established in 2012 and currently originates over $100,000,000 in loans monthly. "The volatility of the market can no longer be ignored. It's apparent that a market correction is right around the corner, and we are now at the precipice. AXY WrapTM will secure a portfolio through any market condition. This security from default—coupled with the ability to access capital at a decreased cost—has empowered our lenders to not only continue their operations, but to expand. Imagine not having to worry about what is going to happen to your business in a year from now. That is what AXY WrapTM provides—peace of mind during volatile times," stated Serge Petroff, CEO of Axylyum Charter.