


WP205
No MIN FICO
MAX LTV 70%
No MIN DSCR
Non-Warrantable Condo OK
MIN Reserve 3 Years of P+I
WMB
NO DOC

MFD30
MIN FICO 625
MAX LTV 70%
MIN DSCR 1.0
1 mo. Bank statement
100% Gift for downpay and closing
MULTY-FAMILY DSCR

HM - Fix&Flip
No MIN FICO
MAX LTV 65%
No MIN DSCR
Non-Warrantable Condo OK
No Income/Employment OK
EMERGENCY
RESCUE LOAN
HARD MONEY

WP105
No MIN FICO
MAX LTV 70%
No MIN DSCR
Non-Warrant Condo Allowed
Foreign National OK
SUPER JUMBO
NO DOC

AFL30
MIN FICO 625
MAX LTV 75%
MIN DSCR 0.70
1 mo. Bank statement
100% Gift for downpay and closing
ADULT CARE
ASSISTED LIVING FACILITY

HM - RS
No MIN FICO
MAX LTV 65%
No MIN DSCR
NOD, NOS, and Mtg late OK
Foreign National OK
EMERGENCY
RESCUE LOAN
HARD MONEY

EVOE30 | EVOE56
MIN FICO 660
MAX LTV 80%
VOE ONLY
1 mo. bank statement
100% Gift allowed
ELITE VOE

EPNL30 | EPNL56
MIN FICO 660
MAX LTV 80%
YTD P&L with CPA letter
1 mo. bank statement
100% Gift allowed
ELITE P&L

EBS30 | EBS56
MIN FICO 660
MAX LTV 80%
YTD P&L with CPA letter
12 mo. bank statement
100% Gift allowed
ELITE BANK STATEMENT

EDSCR30 | EDSCR56
MIN FICO 680
MAX LTV 75%
No Income/Tax/TRID documents
1 mo. VOD/Bank Cert./Statement
100% Gift allowed
ELITE DSCR