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Program Code
PSA

Property Type
1-4 Units / Condo / PUD

Max Loan Amount
$2,000,000

Max DTI
43%


Max LTV 
70%

Min FICO
660

Asset
1 Month Seasoning
Large Deposit - 50% of Qualifying Income


Employment / Income 
P&L for 2022 & YTD + CPA Letter
or WVOE


Reserve
3 Months of PITIA

PORTFOLIO
  SPECIAL  

Program Code
PSA-FN

Property Type
1-4 Units / Condo / PUD

Eligible Borrower
Non-Permanent Resident with following:
H-1 / H-2A / H-2B / H-3 / L-1 / E-1 
Any "G" Series

Foreign Nation with following:
B-1 / B-2 / E-1 / E-2 / G1 through G5
I / J-1 / J-2 / K-1
and Copy of Unexpired Passport


Max Loan Amount
$2,000,000

Max DTI
38%


Max LTV 
60%

Asset
1 Month Seasoning
Large Deposit - 25% of Qualifying Income
*Must be in US Banking Institution


Employment / Income 
P&L for 2022 & YTD + CPA Letter
or WVOE
*Must be translated in English


Reserve
12 Months of PITIA
 


PSA
FOREIGN
   NATIONAL  

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