Hard Money

Bridge Loan

Program Code

BR1

Property type

1-15 Units, Condo, PUD, Mixed Use, Warehouse, Medical Office, Cannabis, Foreign National

Purpose

Business, Cash-Out to add ADU, 2nd Lien, Purchase Before Sell

Loan Amount

$100,000 - $5,000,000

Min DSCR       Max LTV        Min FICO

Not required     70%           Not required

Term
12-24 months

Appraisal

Not required or Property Inspection

Other

Cross Collateral Option Available

Emergency Rescue Loan

Program Code

RS

Property type

SFR, ADU, 5-30 Units, Mixed Use, Commercial, Construction, First and Second TD

Loan Amount

$200,000 - $50,000,000

Min DSCR       Max LTV        Min FICO

Not required     65%           Not required

Features

Mortgage Late, NOD, NOS OK

No income, employment OK

Foreign National OK

Adult Care / Assisted
Living Facility

Program Code

ALF30

Property type

1-4 Units, Non-warrantable Condo, PUD

Loan Amount

$500,000 - $2,000,000

Min DSCR       Max LTV        Min FICO

    0.70              75%               600

Asset

1 mo. seasoning

100% gift (including reserves)

Employment/Income

Not required

Eligible Borrower

US Citizen or Permanent Resident Alien

Eligible Entity

LLC, Corp., LP, GP, TRUST

Multi Family DSCR

Program Code

MFD30

Property type

5-24 Units

Loan Amount

$250,000 - $3,000,000

Min DSCR       Max LTV        Min FICO

    1.00              70%               625

Eligible Entity

LLC, Corporation